Net Salary Formula:
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Definition: This calculator estimates your take-home pay (net salary) after deducting tax, UIF, and other contributions from your gross salary.
Purpose: It helps employees and employers understand salary deductions and net pay according to 2025 South African tax regulations.
The calculator uses the formula:
Where:
Details: Accurate salary calculations ensure proper budgeting, compliance with tax laws, and transparent payroll processing.
Tips: Enter your gross salary in ZAR, estimated tax rate (default 25%), UIF contribution (default R148.72), and any other deductions.
Q1: How is the tax rate determined?
A: The progressive tax rate is based on SARS 2025 tax tables. The default 25% is an estimate for middle-income earners.
Q2: What's the maximum UIF contribution?
A: In 2025, the maximum monthly UIF contribution is R148.72 (1% of salary capped at R14,872).
Q3: What other deductions should I include?
A: Add pension fund contributions, medical aid, union fees, or garnishee orders if applicable.
Q4: Is this calculator accurate for all income levels?
A: It provides estimates. For exact calculations, consult SARS tax tables or a payroll specialist.
Q5: Does this include bonus or overtime payments?
A: No, these should be calculated separately as they may have different tax implications.